Terms & Conditions

Last updated: November 2026

1. About these terms

These terms apply to your use of www.finlume.co.za and to enquiries made through it. By using the website you agree to them. If you do not agree, please do not use the website.

2. Company information

• Name: Finlume Business Solutions (Pty) Ltd, a private company incorporated in South Africa
• Registration number: 2026/827354/07
• Physical address: 38 Willow Green, 471 Furrow Road, Equestria, Gauteng, 0181
• Director: Rochelle Brandon
• Phone / WhatsApp: +27 71 608 3460
• Email: info@finlume.co.za
• Website: www.finlume.co.za

3. Information on this website

The content on this website is general information about our services. It is not professional, tax, accounting or legal advice for your specific situation. Tax law and deadlines change; please contact us before acting on any information here.

4. Our services

Services are provided only once we have agreed a written proposal or engagement letter with you. That document sets out the scope of work, responsibilities, fees and timelines, and it takes precedence over this website if there is any difference.

5. Your responsibilities as a client

• Provide complete, accurate and timely information and records.
• Review and approve returns and statements before we submit them.
• Tell us promptly about changes to your business, employees or registrations.

You remain legally responsible for your tax affairs and company filings; we act on your instructions and the information you provide.

6. Fees and payment

Fees are as set out in your proposal. Ongoing services are billed as a fixed monthly fee and once-off work is quoted upfront. Fees for work outside the agreed scope are agreed with you before the work starts.

7. Confidentiality and personal information

We keep your information confidential and process personal information in line with POPIA, as explained in our Privacy Notice.

8. Intellectual property

The Finlume name, logo, website design and content belong to Finlume Business Solutions (Pty) Ltd. You may not copy or reuse them without our written permission.

9. Limitation of liability

To the extent permitted by law, including the Consumer Protection Act where it applies, Finlume is not liable for any loss arising from use of this website or reliance on its general content. Our liability for services is set out in your engagement letter.

10. Links to other websites

This website links to services such as WhatsApp. We are not responsible for the content or privacy practices of other websites.

11. Website security

You may not attempt to gain unauthorised access to this website, interfere with its operation, or send automated or bulk messages through its forms.

12. Changes and governing law

We may update these terms from time to time; the latest version will always be on this page. These terms are governed by the laws of the Republic of South Africa.

13. Contact

Questions about these terms? Email info@finlume.co.za or call +27 71 608 3460.