Bookkeeping & Accounting
Monthly processing, bank and creditor reconciliations, and cloud accounting set-up on Xero, Sage or QuickBooks.
Learn more about Bookkeeping & AccountingOutsourced accounting · South Africa
Clarity in every number.
Finlume is the finance department that works from outside your business. Bookkeeping, payroll, tax and reporting are handled by a qualified accountant and explained in plain language.
Month-end, handled
Example month- Bank accounts reconciledDone
- Payroll run & EMP201 filedSubmitted
- VAT201 preparedFor approval
- Management pack & review callSent
Illustration of the monthly checklist we run for every client.
- Qualified oversight
- SARS & CIPC compliant
- POPIA-conscious
- Fixed monthly fees
- Remote & in person
Your finance department, from the outside
Everything a finance team does — without hiring one.
Running a business means making decisions every day, and every one of them depends on numbers you can trust. Finlume takes care of the bookkeeping, payroll, tax and reporting behind the scenes, so you always know where you stand and never worry about a missed deadline.
We are a new, founder-led firm. That means personal attention, qualified oversight on every file and a partner who explains things in plain language.
Our services
Complete finance support, under one roof
Choose a single service or let us run your entire finance function. Every engagement is tailored to the size and stage of your business.
Payroll Services
Payslips, leave, UIF and SDL, EMP201 and EMP501 submissions and IRP5 certificates — accurate and on time.
Learn more about Payroll ServicesTax & SARS Compliance
VAT, PAYE, provisional and income tax returns for companies and individuals, plus SARS correspondence on your behalf.
Learn more about Tax & SARS ComplianceAnnual Financial Statements
Compiled AFS under IFRS for SMEs, with independent review arranged through trusted partners where required.
Learn more about Annual Financial StatementsManagement Accounts & Reporting
Monthly management packs, key performance indicators and cash-flow tracking that show how the business is doing.
Learn more about Management Accounts & ReportingBusiness Advisory
Budgets, forecasts and cash-flow planning, plus start-up and registration support from day one.
Learn more about Business AdvisoryCIPC & Secretarial
Company registrations, CIPC annual returns and beneficial ownership filings, so your company stays in good standing.
Learn more about CIPC & SecretarialNot sure what you need?
Tell us about your business and we'll recommend the right mix, with a clear fixed fee.
Ask usThe deadlines we watch for you
Your compliance calendar, kept by us
These are the dates that catch growing businesses out. We track them, prepare the submissions and remind you well before anything is due.
- By the 7thEvery monthEMP201
PAYE, UIF and SDL declaration and payment for your employees.
- By the 25thMonthly or bi-monthlyVAT201
VAT return for registered vendors — eFiling deadline is the last business day of the month.
- 31 Aug · end FebTwice a yearIRP6
Provisional tax payments for companies and provisional taxpayers.
- Year-end + 12 monthsOnce a yearITR14
Company income tax return, supported by your annual financial statements.
- Anniversary + 30 daysOnce a yearCIPC
Annual return that keeps your company in good standing (30 business days).
General SARS and CIPC rules. Your exact dates depend on your registrations, VAT category and financial year-end.
Why Finlume
The confidence of a full finance team, at a fraction of the cost
A full finance function
Bookkeeping, payroll, tax and reporting in one place, without the cost of salaries, software and training for an in-house team.
Qualified oversight
Every file is overseen by a qualified accountant, so your records are accurate, complete and compliant.
Deadlines never missed
We track every SARS and CIPC deadline and submit on time, so penalties and interest stay off your books.
Plain-language reporting
Clear reports and explanations without jargon, so you understand your numbers and can act on them.
Scales as you grow
Start with what you need today and add services as the business grows — no recruitment cycles.
Personal service from the founder
You work directly with the founder, not a call centre — someone who knows your business.
In-house team vs Finlume
ItemIn-houseFinlume
Salaries & benefitsOngoing costNone
Accounting software & trainingYour costIncluded
Qualified accountant reviewExtra hireIncluded
Leave & staff turnoverYour riskCovered
SARS & CIPC deadline trackingDepends on staffBuilt in
Monthly costVariableFixed fee
How we work
A simple, structured way to get your finances in order
- 01
Discover
A free, no-obligation consultation to understand your business, your current setup and what you need.
- 02
Plan
A tailored proposal with a clear scope of work and a fixed monthly fee — no surprises.
- 03
Onboard
We set up or tidy your systems, collect your records and take over the admin smoothly.
- 04
Deliver
Monthly processing and compliance, completed accurately and submitted on time.
- 05
Advise
Regular reviews and practical insights to help you plan ahead and decide with confidence.
Who we serve
Built for growing South African businesses
Whether you are registering your first company or managing an established team, we meet you where you are.
Start-ups & new companies
Registered, set up and compliant from the very start.
Small & medium businesses
A dependable finance function that grows with you.
Sole proprietors & freelancers
Simple bookkeeping and tax, so you can focus on your work.
Non-profit organisations
Accurate records and reporting your board and funders can rely on.
Professional practices
Dependable accounting for practices that value precision.
Wherever you are
In person by appointment, remote right across South Africa.
What does outsourced accounting mean?
Instead of employing an in-house bookkeeper or accountant, you work with Finlume as your external finance department. We take care of your bookkeeping, payroll, tax and reporting, and you get qualified oversight without the cost of a full-time team.
Do I need to be near you?
No. We serve clients across South Africa. Most work is done remotely using secure cloud accounting software, email and WhatsApp, and in-person meetings are available by appointment.
Which accounting software do you work with?
We work with leading cloud platforms such as Xero, Sage and QuickBooks. If you don't use accounting software yet, we'll recommend and set up the option that suits your business.
How are your fees set?
After a free consultation we send a tailored proposal with a clear scope of work. Ongoing services are billed as a fixed monthly fee and once-off projects are quoted upfront, so there are no surprises.
Can you take over from my current accountant?
Yes. We manage the handover: we collect your records, review where things stand and make sure nothing falls through the cracks during the change.
How do I get started?
Book a free consultation by phone, WhatsApp or the contact form. We'll discuss what you need, send a proposal and, once you're happy, start onboarding.
Company profile
Get to know Finlume in eight pages
Our company profile covers who we are, our founder, our values and every service we offer. It is ideal to share with partners, directors or your board.
- Vision, mission and values
- Meet the founder, Rochelle Brandon
- All seven services explained
- How we work and who we serve
Ready for clarity in every number?
Book a free consultation and find out how Finlume can take the finance admin off your plate.